Earlier this morning my office mate shared a story with the rest of us. He told us of a friend, of modest means, who asked his very well-off friend a question. Modest means asked how a person could justify spending $2 million dollars for a home, as very well-off friend had done. Very well-off replied that the millions he spent on his house were less than 1% of his annual income, and how could modest means justify spending 20-30% of his entire income on housing?
(For a bit of context, we were discussing the merits of purchasing a Wii. All of us in the office are of very modest means. We also all work in the internet industry, and thus are — from time to time — intrigued by video game technology. I gamed on a Wii for the first time just two weeks ago, and must say it’s quite fun.)
The above example, of course, is not really an apples to apples comparison. The idea of two million dollars to me is, well, unfathomable. I won’t even pretend to understand the budget of a person whose two million is a measly 1% of his annual income. Those of us around the M-DAT office would be living in cardboard boxes if we only spent 1% on housing, as would most Americans. Bear in mind I’m coming from a very run-of-the-mill perspective here, living in a small community where housing prices are generally considered “affordable.” I’m not in certain real estate markets, where a cool two mil might get you a two bedroom flat.
And thus it’s very, very difficult for me to comprehend how I might spend even one million bucks on a house. Of course, unlike many American dreamers, I have a staunch aversion to McMansions — to all things oversized, overstuffed or generally inconsiderate of practical spatial considerations. I don’t need three-gazillion square feet; nay, I don’t even want three-gazillion square feet. I don’t say this to knock people who want to recreate the open prairie in their master bedroom closets; it’s just my personal preference. I’ve said before that there’s nothing intrinsically wrong with a large house (speaking outside of cultural, social and sustainable concerns).
In many things I’m not a very detail-oriented person, much to the chagrin of most employment classifieds. However, when it comes to architecture (and most things visual), I’m extraordinarily particular when I can be. Thus, if I built my own million-dollar home, for me to give attention to an exponential myriad of details — resulting in a significant cost increase — is feasible. Construction methods, materials, moldings, sustainability and so on.
Still, I cannot imagine my own precisely detailed, non-McMansion ever cresting the two million dollar mark.
While traveling in late May we visited people who support my wife and I in our service with the non-profit we work for. Somehow, over dinner, Alice Walton’s Crystal Bridges came up. This led to a brief discussion about Walton’s failed attempt to purchase The Gross Clinic late last year. Our friend across the table listened in cynical disbelief at the 60 million dollar figure the painting eventually sold for, lamenting how people like my wife and I struggle to live in a missional and support-based lifestyle when numbers like these are somewhat regularly thrown around for paintings. And this is a serious consideration. What if Philadelphia, instead of raising $30,000,000 in pledged money (in order to secure the $60,000,000 plus loan) for a painting raised the same money in two month’s time to feed, house, cloth and provide jobs for the roughly 25,000 homeless people in the city? If a metropolitan area can mobilize so quickly for a painting, why not for people?
And I say this as an artist.
I wish someone would buy my paintings for sixty million, or six million or even six hundred dollars, knowing such financial tension exists in a lot of people’s personal budgets. I’ve come to a point where I desire to not pass judgment on how people spend, knowing the difficulty of such decisions. I say “desire to not” because it’s very difficult to not pass such judgment (as a human being) living on support.
Getting back to the Wii, my boss was having a hard time justifying the $249 he needed to shell out for the system when the people depicted on posters around our office live on that amount of money in an entire year. My officemate, friends with modest-means, noted that even people who live on so little spend 1% of their income on entertainment.